I’ll Go the Lengths of Meself by Dr. Philip Earle – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Dr. Philip Earle will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour.

“Guy’s life was a living adventure: he was a mariner and navigator of the first order, a character with the bravery of a Viking and the kindness of Robin Hood. Generous to a fault, he could never turn his back on someone in need, and would risk his life in a flash to save the life of another. He was like a godfather to the coastal people.
– Philip Earle

“Guy Earle commanded ships when he was a boy. He had the qualities admired by Newfoundlanders, and created maximum employment in the family business wherever he could. He was truly a Newfoundland hero.”
– Geoff Stirling, (1921–2013), founder, CJON-TV (NTV)

“Guy had a mind of his own. He was a terrific leader and he played hard to win at anything he did. He was quick to size up a situation and quick to take action. He never, ever accepted the word ‘can’t’; if it was possible, it had to be done.”
– Fred Earle (1924–1999), Guy’s brother and partner in business

“Skipper Guy could take charge on anything. He had no fear and believed in himself. He could make friends with the Queen, as they say, if he wanted, and get anything he wanted.”
– Fred Rossiter, (1905–1985), shipmate and friend of Guy.

“It must be a beautiful thing to know you saved someone’s life. Guy Earle saved me. I’ve had a long life, a successful business, and raised a family because of him. He was a great man.”
– Ed Wahlen, businessman and friend of Guy

“Guy Earle was the exemplification of courage in everything he did. His trade was with people and his warmth spread as widely as his countless business negotiations. He gave his life to his vision of the fishery; it was his gift to his homeland, a gift few men can claim to better.”
– Maurice Quinlan (1910–1983), co-founder, Quinlan Brothers Ltd

“Guy Earle was sent here by God to give to people.”
– Pasteur Harold Slade

“Captain Guy was a daring seafarer whose legendary adventures rivalled those of the heroes in such Hollywood films as Captain Blood, Down to The Sea in Ships, and Captains Courageous.”
– Gordon Lore, author

“There will never be another Guy Earle; there couldn’t be.”

Enjoy an Exclusive Exceprt

A little while later, I was alone in the pilot house, which was at the front of the deckhouse. Besides the compass, the wheel, and lots of steam heat, there was a talking brass pipe connected to the chart room, bridge, engine room and the skipper’s quarters. When you blew into the end of the open pipe, whistle plugs at the end of the other pipes sounded, letting others know that a message was being sent. This ensured communication between the skipper, the bridge and the wheelsman.

For the rest of the trip, I was alone on watch steering the Kyle. Alone at night with only the glow of the compass light on my face, I was in charge at the helm in a storm—it was incredible. She let me lead her and control her in the seas while all hands aboard, except for one man on the bridge, slept soundly in my care. Do you know what it’s like to be empowered over something so immense and to control it fully? It is a beautiful thing to experience! The thousand-ton Kyle responded to my every touch on the wheel during the storm and gave me a wonderful feeling of importance. That’s when I started singing to her …

I see her face in every place

Her lips kiss every breeze

Her loving arms reach out to me

to calm the stormy seas.

I didn’t know that someone had taken the plug out of the wheelhouse voice pipe, and the chief in the engine room, the mate in the chart room, and the Skipper in his bunk could hear me all night singing over the pipes. Imagine the Kyle on this one night long ago, crossing the gulf in a storm with a boy at the wheel, singing songs out of his heart to the sea and the ship he loved. All the while, the crew were laying in their bunks listening with a smile! A timeless moment.

About the Author: My father lived an exhilarating life. With I’ll Go the Length of Meself, my hope is to showcase his legacy as a great mariner, businessman, humanitarian, and exhibitionist, along with many other attributes. There will never be another Guy Earle, there couldn’t be. This is his story, and I’m proud to share it.

Website

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In One Lifetime by Graham Forlonge – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Graham Forlonge will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

This book is an autobiography of a man who had over 50 mostly major PTSD events in his life. It recounts the trials, struggles, and lessons learned over a life span of 67 years. It recalls his childhood, time as lifesaver, police diver, police driving instructor, member of SWOS, professional NRL footballer, running Police Citizens Youth Clubs (PCYC), Security Manager of the world renowned Porgera Gold Mine in PNG and world record holder of going around Australia in under 10 days on a motorcycle. The events accounted whilst a police diver as well as a Highway Patrol Officer includes plane crashes, train accidents, body recoveries and numerous fatal road accidents, some of which are major historic events in Australian history. It also includes native raids, murders, abuse and many more traumatic events while working in PNG. Some of the accounts are captivating and others highly emotional. His life and determination to succeed was mostly driven as a result of having been sexually abused over many years at the hand of his tutor as a child. It is a true Australian story and displays considerable endurance and survival skills.

Enjoy an Exclusive Excerpt

The diving course was deliberately tough, but it had to be. At night, I would come home, eat and crash. I had been an erratic sleeper for some time but during this course, I actually slept well. I also loved the diving course because of the thrill factor; it would push me again and again and I knew I would have to be strong to overcome the challenges it placed before me. Graduating from the course lifted me into a whole new level of danger in my work, a level that I accepted, even longed for.

In my first week of joining the Diving Squad, we received a call out to the wharf area, known as “The Docks”, where a body had reportedly been seen in the water. We were given a reasonably precise location of the body, despite the fact that it was not floating on the surface! Upon diving in, we located the deceased male within five minutes. The man had apparently been murdered by a fairly savage blow to the head. His body had been there for about twenty-four hours, and as we lifted it to the surface we could see that the flesh around his eyes and lips had been eaten away by sea life, and much of his brain matter was missing, presumably also eaten. We could see through the back of his head; not a pleasant sight for a young fellow on his first diving job.

It was not to be my last such hideous experience, though, nor my worst. During one particular week, there were four separate dives for bodies. I believe that was a record in those days, and it was just my luck I was involved in every one of them.

The first of the four was the most distressing. It involved a boy who had been out for a swim in the Lane Cove River, a popular swimming spot in my local childhood area. As he had probably done on many previous occasions, he swung out on a rope tied to an overhanging tree branch and dropped into the water, Unbeknownst to him, an old fallen tree had floated down the river during a recent flood and the boy became wedged between a large branch and the trunk under the water.

As I approached the site, my stomach knotted up and my blood ran cold. I lived within walking distance from this swimming hole and knew the river well, having swum there many times as a kid, having swung off the same rope a hundred times.

About the Author:Graham Forlonge is a father, footballer, policeman, diver, security officer and the author of IN ONE LIFETIME.

In the 5-Star Review from IndieReader C.S. Holmes writes, “In the memoir In One Lifetime by Graham Forlonge, the author experiences murder, plane crashes, mine explosions, and more…on his way to healing from PTSD…Graham Forlonge’s memoir In One Lifetime is an expansively honest and brutally detailed submersion into aspects of trauma that left the author with a lifelong case of Post-Traumatic Stress Disorder (PTSD) and is most touching when detailing his healing process.”

It took 10+ years to write his memoir. Now, Graham works as a part time counselor for the underprivileged.

Website | Goodreads

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Shelter from our Secrets, Silence, and Shame by Rebecc L. Brown – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Rebecca L. Brown, MSW, RSW will be awarding a $15 Amazon/BN GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

I thought I’d share an excerpt from my book. This is the beginning of one of the chapters, I don’t want to spoil it; enjoy!

People say that I’m good with people. I’ve always been in the helping field. People and animals seem to be naturally drawn to me. Maybe it’s feminine intuition mixed with maternal instinct. I’m able to feel an energetic connection with people, and I prefer to be around others than on my
own. All my formal training, although helpful and a great foundation, just helped to lay the groundwork for what was to come: working with people to enhance their connection, healing and promoting growth and learning.

I’ve had my own struggles. Haven’t we all? I was separated from my family at an early age and taken in by a family who had the best of intentions. They wanted me to fill a void in their lives, but after a few years, I became invisible, a burden, and was left to myself most of the time. I felt that I had done something wrong. I became sensitive to strong emotions and could sense someone’s energy from a distance, particularly the negative. Negative energy is louder than positive energy. It takes me longer to trust people, and I withdraw myself sometimes. It’s a primal instinct. Some may say a coping strategy. Sometimes it’s more comfortable being alone, than risking being hurt and rejected, again.

I have a big heart.
I can hold space for people’s pain.
I can see into their soul.
I know when their insides don’t match their outsides.
I recognize the walls people put up to protect themselves.
I help them to break down their barriers and obstacles.
I lead them to a new understanding of themselves.
I teach people to trust themselves, to trust in others again.
Like I have learned to do.

We met on a cold and dreary day.
She approached me with gentleness and a bit of trepidation.
She wanted to make a connection.
Trust takes time for me.
She seemed like she was going to invest the time.
Our connection grew day by day.
She asked me to trust her.
I tested her to be sure she deserved my trust.
We found a new home together.
We work well together.
We take long walks together; we run together.
We can read each other’s body language now.
We have made other friendships together.
We have a strong relationship.
We respect each other.
We trust each other.
We challenge each other.
We work together.
We play together.
We help each other heal.
We help others heal.

I have blonde hair, brown eyes.
I weigh over one thousand pounds.
My name is Dolly.

To find out more about Dolly, my equine therapy partner, pick up a copy of my book and learn more about Equine Assisted Therapy and how it changed my life, both personally and professionally.
You can also check me out on Instagram and see our weekly “Mental Health Moments” straight from the horse’s mouth!

~Rebecca

As a mental health clinician, Rebecca Brown has been a safe place for many to seek shelter from their secrets, silence and shame. Inspired to finally slow down, stop running from herself and share her own story, she found ways to seek and savour her own shelter.

Rebecca’s personal journey takes us through sadness, tragedy, self-sabotage, the impossible pursuit of perfection, distorted thinking and eating, engaging with her shadow self, divorce, and numbing with alcohol, all in an attempt to avoid the story needing to be shared.

Dispelling the limiting beliefs we hold about ourselves can unlock our limitless potential to reach goals we never dared to dream. From the Boston Marathon to working with horses, Rebecca sets out to prove to herself that anything is possible when you don’t listen to the negative stories you tell yourself.

Everyone has a story. We become who we are because of what has happened to us, and because of the stories we tell ourselves. But do our stories continue to serve us well, or keep us stuck? Are our stories fact or fiction? Is it time to rewrite the versions we have been telling ourselves?

Shelter provides strategies to help reframe the thinking patterns we have developed, and offers tools to recognize when we are suffering from our own thoughts, feelings and actions. Resilience-building techniques are woven through the pages, and encouragement for the lifelong journey of collecting moments of awe and happiness.

Seeking and reading Shelter is a gift of self-compassion and self-discovery. Rebecca’s hope is that it will be read with a highlighter in hand, pages folded down, re-read, recommended to a friend, and used as a guide to start sharing our own stories with those we love.

We may not have written our beginnings, but we have the ability to write every word from this point forward and just imagine where our stories can take us when we are free of secrets, silence and shame.

About the Author:REBECCA BROWN is a clinical social worker with over 35 years in practice ranging from medical social work, childhood trauma, vicarious trauma for first responders, international psychological first aid, and Equine Assisted Therapy. She is honoured to hold a faculty appointment with the Department of Family Medicine at Western University in London, Ontario. She teaches extensively on the topics of trauma and resilience and has delivered keynote presentations throughout North America. She shares her life and career with her husband, a family physician and trailblazer in the field of Lifestyle Medicine. Together they live and work on the shores of the Great Lake Huron, where they seek and share shelter with their six adult children, four grandchildren, extended family and friends, two dogs, two cats and one horse.

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Audley Enough by Lesley Whyte Reford & Patricia Lavoie – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Lesley Whyte Reford & Patricia Lavoie will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

Audley Enough follows Audley’s journey through “The Matrix,” specifically his mental health. The book describes his adventures into his mania and depression that occurred during the peak employment years of his life, from 27 to 38 years old. It takes one through the spiritual essence of his being, and gives one steps to travel through mania and depression. After reading his book, one comes out stronger with multiple coping tools. The book is about Audley refusing to let his bipolar diagnosis define him, nor stop him from leading a mentally, healthy, and productive life.

Enjoy an Exclusive Excerpt

OUR barter started off as a light-hearted agreement between friends. I would receive personal training to achieve a weight-loss goal and, in exchange, Audley would have a story about his challenges and resiliency with mental illness. But as I chuckled to myself about any of it actually being realized, Audley took it seriously . . . very seriously! And soon, as I started grueling training with him and commenced writing his story, I found myself immersed in both, in order to honour my commitments to him and to myself.

Audley Enough is Audley’s very revealing and personal account of his life with mental illness. It’s courageous beyond words. And for substantial change and acceptance to occur in the field of mental health, more real-life stories have to be shared.

Everything shared in this book is from interviews and personal memorabilia of his life that he has provided. While some people happily recounted stories of their experiences with Audley, others could not be located. As such, some of the names in the book have been changed for privacy purposes.

At the outset, I would like to note that I don’t pretend to be an authority on mental illness. Any information on the illness and any offering of advice come strictly from Audley’s own experiences with his condition and how he has lived with it. He and I both hope that his story will provide inspiration and faith for those facing personal challenges; will encourage others to seek help for mental illness; and/or, will help diagnosed sufferers manage it effectively to lead balanced, peaceful, and productive lives.

Audley Coley is a mental health coach, a philanthropist, the subject of a book and a Friend of the Bell Let’s Talk campaign. He is often called upon to host forums on mental health awareness and was more recently seen on CBC’s You Can’t Ask That describing his life with bipolar disorder and on Facebook, hosting the live broadcast to the Alianait Arts Festival for the Nunavut community alongside his lovely daughter.

His ability to soar above mental illness is something he credits to many things. His support system: a strong Jamaican, God-fearing, and closely knit family, first. Sports and physical activity come in at a close second. Audley has always been extremely active. He played hockey, soccer and was a dancer/choreographer, most of his life. At the fine age of 62, he can be found at the Atwater Club teaching a class that could put people half his age to shame. Just ask his Yummy Mummies who subscribe to his workouts and carefully crafted playlist. And then, it’s about food for Audley. He perfected his culinary skills working as a chef in Frobisher Bay (Iqaluit) and today, cooking is truly his labour of love. He takes his vitamins (his medication) regularly and frequently visits to Up House, a place where he goes to get centered and to give back to those who once gave to him. The last and perhaps most important box he checks off on his self-care list is REST.

Audley’s objective is to tell his story often so people may recognize themselves, to provide hope for families of those affected, to share a recipe for success that he knows works and to have the opportunity to change someone’s life in the same way that Patty Duke’s openness changed his.

ABOUT THE AUTHORS

LESLEY WHYTE REFORD is a seasoned writer who has a passion for communications and storytelling. She obtained her Master’s degree in Public Administration (MPA) from Queen’s University in 1993 and went on to build her career in Corporate Communications and Public Relations in the public, private, and non-profit sectors. As she raised her two sons, Lesley put her career on hold but continued with her writing when time allowed. Engaging in small contract freelance opportunities and volunteer work, Lesley published a centennial book commemorating the Montreal Children’s Hospital’s contribution to the Montreal community titled “100 Years of Stories” in 2004. In 2013, she collaborated with Audley Coley to author “Audley Enough”, an inspiring resource to share his journey with bipolar disorder and help combat the stigma of mental health issues. Lesley is currently a full-time grant writer at One Tree Planted, Inc., a global reforestation non-profit organization.

PATRICIA LAVOIE has been writing and producing feature films and television series for many years including seventeen seasons with Sesame Street (CBC) in Canada where she honed her pre-school expertise. She developed the original concept for and produced the first Heritage Minutes, a multi-million dollar television and cinema project based on anecdotes of Canadian history, as well as many award-winning preschool and family productions for broadcasters such as CBC, Radio-Canada, YTV, Treehouse, Animal Planet, TVOntario, TFO, Télé-Québec, Discovery Channel USA and PBS.

Ms. Lavoie also co-produced several feature length films with international partners in Australia, New Zealand, France, Japan and the USA. Her online game productions were created for PBS, National Geographic, CBC, Radio-Canada and Treehouse.

As a broadcaster, Ms. Lavoie also served as interim Director of Yoopa, a multiplatform brand comprised of a television channel, an online community for children and parents and a magazine for parents.

Audley Enough is her third book.

Connect with Audley Coley

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What Kind of Writer Are You? by Vito Altavilla – Guest Blog and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Vito Altavilla will be awarding a $10 Amazon/BN GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

WHAT KIND OF WRITER ARE YOU?

I’m a writer that is now an old man and as a consequence have had many experiences in life. Fortunately, I still have an excellent memory hitch is the source for my writing. Mysteries are snippets of different times in my life.

I’m not a creative writer but rather a chronicler of real past events. I guess the most accurate description of me would be non-fiction narrative writer.

Joey has a fork stuck in his side! I’ll never use that pail and shovel ever again. I didn’t know an ashtray could hold so much… What do you mean she doesn’t have a penis? The great meatball Controversy of 1952, courtesy of ‘Fat Mama’ An industrial research chemist who participated in several technological breakthroughs and has a number of national and international patents in concert with his business partner to his credit has a much lighter side to his life. During the course of his life time he was often the cause or in the middle of a number of humorous and unique events that he focused this book on. I am sure that the reader will often smile and sometimes laugh out loud at his very original and unique stories. When was the last time you read a book that made you laugh or at the very least smile? This book will definitely do that. Read and enjoy.

Enjoy an Excerpt

The stories are of a more innocent time where neighbors helping neighbors was the norm and payment was a handshake and a smile. This was the environment in the late nineteen forties and sixties where “SONNY” grew up in.

The following event occurred when SONNY was nine years old and the only difference between boys and girls that a nine-year-old noy knew was that boys had short hair and wore pants and girls had long hair and worker dresses. There was no other thought to a nine-year-old boy in 1949 that girls were really not that different until that day when he was with his mom when she visited her girlfriend.

His mom had just knocked on her friend’s screen door and was told her to come on in as she was just toweling off her daughter after her bath. SONNY being curios moved in front of his mom just as her friend dropped the bath towel.

SONNY looked at the young girl. A terrified look on his ashen face. “Mom! Mom! He yelled she has no pe pe! How is she going to pee! is she going to die?”

Calm down. She is not going to die. I’ll explain it to you later when we’re home.

On the way home SONNY pesters his mom to please tell him now.

“Okay Sonny, girls don’t have a pee pee, and the real name is penis. Girls have a vagina and that’s what they use. You will learn more when you older.”

SONNY gets home and sees his friend MATTY outside, goes out, yells, “Hey MATTY, you’ll never guess what I saw today.”

MATTY
“What?”

SONNY
“I saw a vagina.”

MATTY
“What the heck is a vagina?”

SONNY
“It’s what girls have to pee with.”

MATTY
“That’s weird. Look let’s play catch, I gotta get my glove, but I’m gonna ask my mom if she knows what a vagina is.”

“Hey Sonny, my mom looked at me and wanted to know where did I hear that word then told me that girls have that instead of a penis and that I’ll know when get older. I’m confused. Let’s play catch. Anyway, I’m glad I have a penis, it’s easy, just pull it out and pee ta da and you’re done.”

About the AuthorVito Altavilla has extensive experience as an industrial researcher and has participated in many technological breakthroughs. He also has his own podcast called, “The Year Was: A Podcast About Life, Love, And The Pursuit Of A Good Time.” Now retired, he lives in Cincinnati, Ohio. In addition to all of that he is currently finishing a screenplay based on the novel, as well.

Website

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Blight of Denominationalism by John J. Wipf – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. John J. Wipf will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

What purpose do all religions serve?

There are only two destinies after we die.

Do you feel like there is something missing in life?

Is Jesus Christ more than what is portrayed by status quo Christianity?

Enjoy an Exclusive Excerpt

“Denominationalism” in this book refers to groups of people who mostly stick to their name or doctrines and are not interested in most other groups. If you don’t fit their mold you will be brought to heel by peer pressure, or you’ll be broken in some other way. If that doesn’t work, you will be cast out as soon as the occasion presents itself. I am happy to say that we survived denominational breaking and are freed from the chain of manmade organization.

The blight (disfigurement, disease, stain, scar, blot, affliction) of denominationalism has been brought on by Christian leaders who do not die to self, and do not give up all for Christ. It comes in large part from the pride that a pastor or leader gets from thinking he is something if he is a leader in his denominational church.

Philippians 2:3 Let nothing be done
through strife or vainglory; but in lowliness
of mind let each esteem other better than
themselves [emphasis mine].

Church leaders or laymen should not think that they are important just because a church’s leadership, which they think so highly of, has placed some confidence in them and put them in a respectable position. It’s an abomination to Jesus Christ the way pastors are operating, lifting up one another and protecting themselves, no matter if it goes against the Word of God or not. Denominationalism is one of the great downfalls of Christianity.

About the Author: John Wipf was part of the Hutterite religion for 18 years and was a member, college student, and a part time missionary in the Baptist denomination for 10 years. Other points of interest include:

● Five years of theological studies (Baptist)
● Mission work in Canada, Costa Rica, Panama, and Sri Lanka (Baptist)
● Independent mission work in west central Manitoba, Canada (present)
● Founder/CEO of a company that installs fertilizer and grain handling equipment in the prairies of Canada (present)
● Husband and father of 2 boys and 2 girls, and 1 taken to heaven before birth, and 1 on the way.

John Wipf married Faith in June 2013. Our goal is to start a cattle ranch (as a retreat) to help people with their relationship with Jesus Christ and to tell people about the gospel of our Lord and Saviour Jesus Christ.

Faith Wipf was born and bred a Baptist for 32 years. She then left with her “Honey Bear” John to begin their independent ministry. She is currently very busy raising four crazy, wonderful children and looking forward to waddling during the next few months. Homeschooling and the “dreaded” housework fill her days.

In the Blight of Denominationalism we cover part of our journey from religious bondage to true and free freedom in our Lord and Saviour Jesus Christ.

Also covered in this book there are summaries of my study on some of the world’s renowned religions.

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Preserving Wealth by Jack Lumsden, MBA, CFP – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Jack Lumsden, MBA, CFP® will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

“Toronto-based research firm Strategic Insight projects that approximately $1 trillion in personal wealth will be transferred from one generation to the next in Canada between 2016 and 2026, with roughly 70% of that in the form of financial assets.” – Advisors Edge January 30, 2018

“70 % of Wealth Transfers fail.” – The Future of Estate Planning. Trusts and Estates June 2010

“65% of Canadians say it’s likely they will leave an inheritance to their heirs or estate but only 46% of Canadians have a will.” – Sun Life Canadian UnretirementTM Index, 2015.

Experts estimate that $1 trillion of inheritances will pass from one generation to the next within a decade in Canada. In addition, many individuals are selling their businesses, resulting in substantial gains. Accordingly, the ability to effectively manage one’s wealth and prepare and implement a proper estate plan is no longer just prudent. It’s crucial.

Jack Lumsden is an experienced financial advisor who uses an easy-to-read narrative style to clarify financial planning concepts that everyone needs to know. Preserving Wealth explains:

•Investment strategies to provide for growth and protection of capital,
•How to develop an effective estate transfer plan to reduce estate costs and taxes,
•Strategies to preserve wealth and safeguard an inheritance or gift for the next generation,
•How to select an executor, and what to do if you are an executor,
•The critical discussions to have with your family, and
•How to assemble a financial team.

Enjoy an Exclusive Excerpt

My wife, Sandra, got up from the table and said she’d meet Uncle Wayne down at the dock if I would get our kids, Connor and Paige, cleaned up. They’re just three and one, so getting sticky maple syrup off their little hands and faces is a bigger task than it sounds. However, I had them cleaned up and into their bathing suits in no time, so their cousins, Scott and Jan, could look after them.

Sandra and I had decided it was important for both of us to be as involved as possible in these financial meetings so that we could make decisions together about our family’s future.

Aunt Lorraine thanked Sally for breakfast and went outside to say hi to Uncle Wayne before venturing home to see what Mark’s boys and their girlfriends were up to.

As Scott took Connor and Paige outside, David asked if we had all made our Double-O lists of what we own and what we owe, along with a monthly accounting of our income and expenditures. We all had, except Sally. No one was particularly surprised about that.

Uncle Wayne burst into the cottage with Sandra in tow and was very direct. “It’s a beautiful day, so I don’t want to waste any time. Someone get me a coffee, and then let’s get right to work.”

I fetched the coffee, and we all gathered on the porch.

“First, let’s go over your Double-O lists,” Uncle Wayne said.

Sally looked a little sheepish while David pointed out that her list wasn’t ready.

Uncle Wayne admonished her gently. “You’ve got to put some effort into this, Sally. It’s very important for each of you to have a clear sense of everything you own and owe. You can’t plan wisely for the future without knowing where you are today. I’d keep the Double-O list and copies of all your other financial documents in a three-ring binder and/or use a secure cloud storage service. I really like the cloud storage service, as you can access it anywhere from your computer, and all the documents are stored and backed up for you in a remote secure storage system. That makes it easy to keep track of everything, and you’ll also have easy access for our meetings. I should also point out that all your original documents, such as wills, mortgage agreements, deeds to the house, and insurance policies, should be kept in a safety deposit box. If you haven’t got one, get one immediately. You can also scan all of those items in a cloud storage service as well for quick access. Okay, enough lecturing. Let’s go over the major liabilities that each of you have.”

We could see he wasn’t kidding about not wasting time. I mentioned that our major liability was the mortgage on our house. Mark had already paid off his mortgage, and David and Alice just had a small one left.

Sally said she had no liabilities at all. Uncle Wayne’s eyebrows went up and his eyes got narrow.

About the Author:JACK LUMSDEN, MBA, CFP®, is a financial advisor with over twenty years of experience. He has enjoyed building a strong career and loyal client base. In addition to helping clients preserve and transfer their wealth, he focuses on those who are or will be making the transition from their working years to retirement with the need to develop a lifelong income and cash-flow strategy from the financial assets they have accumulated.

A lifelong resident of Burlington, Jack dedicates much of his spare time to staying active and coaching high school football. Spending time with family is another of his core values. He enjoys attending sports events with his son, Connor, and country music concerts with daughter, Paige, while he and his wife, Sandi, like to travel with friends and explore new destinations.

Jack’s education includes a BBA from Wilfrid Laurier University (where he met Sandi), and an MBA from McMaster University. He is also a CERTIFIED FINANCIAL PLANNER® or CFP® professional.

Please NOTE: The publisher is running a Goodreads giveaway in conjunction with the tour: 10 print-copies. Anyone in Canada on Goodreads can enter.

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The Investment Committee Guide to Prudence by Jonathan J. Woolverton, CFA – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Jonathan J. Woolverton, CFA will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

JJ’s investment career spans more than five decades. He has been the chief investment strategist for a pension plan sponsor, a managing director and senior consultant within a global investment planning consultant firm, and a managing director and chief operating officer of an investment management organization. Over his career, JJ has attended well over a thousand investment committee meetings as a plan sponsor, a consultant, and a money manager. In the majority of these meetings, he has found that committee members lack three things: in-depth investment expertise to effectively carry out their fiduciary responsibilities, the necessary time allocation to administer and manage the investment program in the best interests of the beneficiaries, and the ability to develop an efficient monitoring system to hold all service providers accountable for the products and services they provide.

This book outlines the steps to be taken in establishing investment policy; formulating asset mix strategy; creating an appropriate investment management structure; undertaking investment manager searches; and highlighting the conflicts of interest, biases, and self-interests of the various service providers.

This book is designed to assist members of investment committees in their role as fiduciaries/trustees/administrators.

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One of the responsibilities of the investment committee is providing effective and timely communication to existing beneficiaries of the plan. The information shared should provide comfort to all beneficiaries that their funds are in capable hands. However, in practice, communication with plan beneficiaries often seems to receive the least amount of time and energy spent, and seems to be a relatively low priority for the plan sponsor. Beneficiaries, typically, do not have the investment expertise to understand the importance that capital market returns have in creating or securing wealth for their retirement years. The plan sponsor has the responsibility to both inform and educate—whether within a defined-benefit plan or a defined-contribution plan.

In summary, the role of the plan sponsor is to create an investment program for the sole benefit of the plan’s beneficiaries. Plan sponsors must act in a fiduciary function to ensure that the administration, management, and implementation of the investment program is free from biases and conflicts of interest.

Plan sponsors must:

• outline their specific beliefs;

• determine the goals and objectives needed to deliver on the promises made to beneficiaries;

• understand the risk tolerance and appetite at the total fund level;

• set the framework for asset mix policy; and,

• create oversight processes and procedures as a check that the various components of the investment program are delivering as expected.

One of the primary responsibilities of the plan sponsor is to set up an investment committee to implement, execute, monitor, and evaluate all activities related to the ongoing investment of all plan assets. In so doing, the plan sponsor must determine the roles, authorities, and responsibilities of the members of the internal investment committee. The highest priority is to ensure that the committee members have the investment knowledge, experience, and skills needed to implement the investment program effectively and efficiently.

About the Author: Jonathan J. Woolverton, CFA, has spent his whole career in the investment field—over fifty years. After graduating from university in Pennsylvania, he moved to Toronto, Canada, where he began his career in the investment department of an insurance company. In his role as investment officer he was responsible for formulating investment strategy and overseeing all investments within the equity and fixed-income divisions. JJ later joined Ontario Hydro as their chief investment strategist where all pension funds were managed internally.

JJ left the money management business to become an investment planning consultant. He was a founding partner and managing director of Frank Russell Canada. He moved back to the money management side as the managing director and chief operating officer of Guardian Capital Inc. JJ graduated from Westminster College with a BBA and achieved his Chartered Financial Analyst certification. JJ has published numerous articles on the pension and investment industries and has been the keynote speaker at many conferences and seminars.

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Interesting Facts About Babe Ruth by Jonathan Weeks – Guest Blog and Giveaway

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INTERESTING FACTS ABOUT BABE RUTH

–Ruth’s father was accidentally killed by a family member. George Ruth Sr. owned a number of taverns in Baltimore. While tending bar one day, a fight between two of his brother-in-laws erupted on the street outside. Ruth Sr. attempted to separate the two men, but ended up slamming his head on a curb and sustaining a fatal skull fracture.

–Ruth’s first wife, Helen, was killed in a house fire. The two were separated but still legally wed at the time. Since the fire took place under somewhat suspicious circumstances, Ruth was implicated as a suspect along with Helen’s boyfriend—a Boston dentist named Edward Kinder. In the wake of a formal investigation, both men were absolved of any guilt.

–Ruth worked tirelessly over the course of his career to interact with fans. In October of 1933, he actually visited a leper colony during a barnstorming tour of Hawaii. He did so against the wishes of his handlers.

–Ruth purchased a number of fancy sports cars during his playing days. He had little regard for the rules of the road, parking his vehicles wherever he pleased, driving them too fast, and smashing into things repeatedly. In 1917, he collided with a trolley car in Boston, derailing it. In July of 1920, he drove his expensive Packard off the road with his wife and several teammates in it. The vehicle flipped over, but no one was seriously hurt. In June of 1921, Ruth was stopped for speeding and arrested. Police officials released him from jail in time to appear in an evening game.

–Though Ruth was generally good-natured, he demonstrated his hot temper a number of times on the field. In 1922, he was thrown out of a game for tossing dirt at umpire George Hildebrand. After getting booed by fans, he climbed into the stands to confront two men who were heckling him. Unable to reach them, he jumped onto the roof of the Yankee dugout and challenged anyone in the crowd to a fight. There were no takers.

–Much has been made of Ruth’s alleged “called shot” off Cubs pitcher Charlie Root in the 1932 World Series. Few people are aware that he called one of his October shots four years earlier. Facing pitcher Bill Sherdel of the Cardinals in Game 4 of the 1928 World Series, the Babe engaged in some semi-friendly banter at the plate, bragging that he was going to deposit the next hittable pitch into the outfield seats. He made good on the boast, laughing all the way around the bases and waving mockingly to the St. Louis crowd.

–The use of performance enhancing drugs in baseball has generated a lot of controversy over the past several decades. But it is not a new problem. In the 1920s, team trainers began injecting players with a substance made from sheep’s testicles, which was said to increase stamina. Ruth agreed to give it a try, but he became severely ill after a single injection and abruptly ended the experiment.

More than seventy years after his death, Babe Ruth continues to fascinate generations of fans. His exciting adventures on and off the field have become essential reading for students of baseball and pop culture. While most Ruth biographies are filled with mundane facts, Lore of the Bambino is the equivalent of a greatest hits compilation. Ruth’s extraordinary (and at times incredulous) tales carry readers on an enthralling journey through the life of the most celebrated sports figure of the twentieth century. All of the most popular anecdotes (such as the Babe’s alleged “called shot” in the 1932 World Series) are thoroughly covered along with many lesser known narratives.

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In the annals of baseball history, there has never been anyone quite like Babe Ruth. He transformed the game from a slow-moving battle of wits to an explosive exhibition of raw power. He could alter the final score with a single swing. When he retired in 1935, he owned dozens of statistical records. And his 714 homers were more than double the output of the next closest competitor.

Beyond the ballfield, Ruth was approachable, engaging, and jovial. He mingled with fans, autographed a myriad of baseballs, and befriended sportswriters. In an era when heroes were desperately needed, he fit the bill. He understood what he meant to people (especially children) and went out of his way to bring them joy.

As a role model, he was imperfect. He broke rules, got suspended, and struck out more than any other player of the era. But when the game was on the line, he almost always rose to the occasion, doing it in dramatic fashion. Over time, he became part god and part mortal—a mythical man-child who called his own shots and propelled baseballs farther than any player before or after him. He got more attention than U.S. Presidents and was just as newsworthy as a world war or economic depression. Everyone wanted a small piece of him. And everyone who met him had an interesting story to tell.

About the Author:A lifelong sports fan, Weeks has published several non-fiction books on the topic of baseball. Additionally, he has two novels to his credit–one of them a posthumous collaboration with his father. His latest project: Best of the Bruins: Boston’s All Time Great Players and Coaches, is due out in 2021.

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Following Your Heart by Toby Negus – Guest Blog and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Toby Negus will be awarding a $15 Amazon or Barnes and Noble GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

Following Your Heart

It has been said that the greatest regret of the dying is that they wished they’d been truer to themselves. As if there is a life’s purpose in being who we are. As if who we are is a purpose. But where within ourselves do we go to find this truth, this thing of who we are that makes life worth living? Where is the source of our authenticity and what would truly make us happy, for they are intricately linked? We can never be happy without living the truth of ourselves. It is the heart that holds the answer because it knows us intimately; our dreams, our hopes and our loves. It is where we will always go to know what is truly important to us, what it is that we would not want to live without. But the heart is no place of shallow emotions or vain morality. It is the source of a passion and power that has created all the lights of the world. All great art and all the acts of humanity have been born from the heart because all beauty is created from the idea of love. Love is the heart’s purpose and our unique loves of life are its signature. Without its love, hope has no home, courage no direction, and fortitude no purpose. The heart is the home to the deeper dream of who we love to be and is the companion that is loyal to our purpose of life. When we follow our heart we have no regret because the heart’s wish is for our happiness.

This is a thought-provoking and enlightening exploration of spirituality and perception. The text functions as a guide to self-improvement, with a mixture of autobiographical elements and snippets of universal wisdom. The speaker provides accessible solutions to life’s difficulties, and an outlook of optimism applicable to any circumstance. The illustrations and graphics are thoughtfully chosen, and the interactive textual elements give this work an originality that sets it apart. The speaker’s own experiences and conclusions are at the heart of this fiction, and the first person narrative voice creates a sense of proximity between author and reader. The text describes itself as ‘a journey to the heart’, and this truthful discovery of the self is reflected in the speaker’s revelation of his whole self through the text. The narrative often presents a dichotomy between positive and negative outlooks or voices.

For example, the speaker includes sections in which his self-doubt speaks, ‘you’ve got no proper education, you can’t spell properly, you’re dyslexic and your grammar is crap. You’re not really a writer’. This negative voice directly opposes the sense of self-belief the speaker builds within the narrative. He uses examples such as this to remind readers that the journey to happiness is complex and that flaws or setbacks are natural. The negative separation or fragmentation of the self is prevalent in the lines, ‘I do not love the grumpy me, the sad me, the hostile me, the parts of me that act as if I do not care’. The act of writing represents a unification of the self and an attempt to reframe the speaker’s life into coherence. The frequent use of direct address and rhetorical questions promotes an active reading experience, in which the author opens up a dialogue with the reader. The text includes prompts and activities for the reader to engage with and learn from. Encouraging readers to take part in the text is emblematic of their journey to self-fulfilment and love, in which they must take responsibility for actively creating their own happiness.

The speaker depicts his process of enlightenment as a framework for others to emulate, and the format of the text demonstrates the transfer of agency to those who take part in the speaker’s challenges at the end of each chapter. This work ultimately teaches us that ‘we are the cause of what is’ and thus sheds light on the crucial idea that every individual has the power to create themselves and their world positively.

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Real learning is not what we expect.
If we could expect it, it wouldn’t be learning.

I looked in the mirror today and saw more than who I thought I was; within the eyes was a million years of purpose. I saw the depth of the universe and felt its unfaltering love. It was as if I had seen the divine within myself, the truth of who we are. The us that never dies, the custodian of our purpose, the love of our life.

This wasn’t what I expected and was somewhat sobering. There was no blinding light, no sound of trumpets, and no big handshake with an almighty. But it was as profound as if there had been. For it seemed I was touching an eternal part of myself, an authority within that could create my heaven on earth, that was already in heaven on earth! It was a glimpse of something other than the me I thought I was. Its light questioned the lack of self-care and love I held for myself. And its presence would eventually crack and then dissolve my view of what I thought it meant to be human.

Doing a spiritual journey and tackling self-development issues can give many profound perceptions, and I have had my fair share of them. But this was different, this was personal. It was my eyes that were looking at me, something that I could not escape from. It could not be brushed off as a ‘perhaps’ or a nice perception that subsided over time. Its truth seemed to embed itself into my very soul.

About the Author:Toby Negus has studied and taught spiritual and personal development in the UK and around the world for over two decades. He is qualified in advanced counselling, as a life coach and as a Cognitive Behaviour therapist. He is an Amazon best-selling author of a collaborative Conscious Creators book and has illustrated and self published two books on the subject of self-awareness and the spiritual journey. He is also a published author of a children’s book The Boy Who Dreamed in Colour. He has given talks and run workshops in support of his published work within the UK.

In the last few years, he has created many pieces of artwork that are a reflection of his spiritual journey. These have appeared in magazines and have been exhibited in the UK.

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